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'Mortgage Expense Calculator' will help you to calculate the estimated mortgage expenses for buying a property in the Netherlands.

Home Page: https://mortgageexpensecalculator.com

License: MIT License

JavaScript 2.09% TypeScript 52.99% HTML 35.18% SCSS 9.73%
finance netherlands mortgage-calculator expense-calculator mortgage angular pwa angular-material-design material-design responsive-layout

mortgage-expense-calculator's Introduction

Hi there, I'm Osman ๐Ÿ‘‹

๐ŸŒŒ About Me

I am a highly motivated and experienced Front-End Developer with over ten years of expertise in web and mobile application development. My passion lies in creating websites and mobile apps that grab people's attention and engage users. I have a strong desire for continuous learning, allowing me to quickly adapt to new technologies and deliver exceptional user experiences. In the fast-paced world of digital technology, I stay updated with the latest trends and changes, ensuring that my work remains current and relevant. I am dedicated to writing clear and efficient code, which not only enhances my own productivity but also enables seamless collaboration within diverse teams.

๐ŸŒŸ Notable Projects

:octocat: Websites

๐Ÿ”ง Skills

Skills

mortgage-expense-calculator's People

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mortgage-expense-calculator's Issues

Add new feature to calculate mortgage expense for the new law 2022

The Dutch government announced that from the 1st of January 2021 the 2% transfer tax for homebuyers between the ages of 18 and 35 years old will be dropped. If you are above 35 years old, you have to continue to pay the current transfer tax of 2%. The government hopes that by removing the transfer tax, buying a property will be more attractive and will create more circulation into the current housing market. If your age is above 35 years old, then you are entitled to pay the current transfer tax of 2%.

Acceptance criteria:

  • NHG national mortgage guarantee is now โ‚ฌ355,000 (or โ‚ฌ368,300 if you have plans to make it more energy efficient)

  • Buyers aged between 18 and 35 will not have to pay transfer tax if the purchase price of the property is below โ‚ฌ400,000. If this is not the case, you will have to pay a transfer tax of 2%, while investors will face an 8% charge.

Calculation logic implementation

  • Find expense item types and explanations from a various of reliable governmental sources
  • Create expense items
  • Create tooltips for each item's detailed explanation
  • Calculate each item's affection to the mortgage amount

Adjustable Financial Advisor and Real Estate Agent rates

I realized that there is no option to adjust rates for Financial Advisor and Real Estate Agent. There are some cases in which that is possible to work with a fixed price or different rates. So it would be great to adjust both of them with the possibility to use a fixed price.

Thanks for the tool, helped a lot!

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