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Reachable : access to financial life

What is it?

Join A Town are group of individuals who are eager to end poverty, fight inequality and stop climate changes on emerging countries connecting ONG, Social Entrepreneurs and associations who needs capital to scale their impact with donors on developed countries. Build transparency and trust is key. Blockchain allow access to low-cost financial services to fight poverty and maximise individual potential.

Why should we do this?

Non-bankarised people of South-America is close to 78 millions people. 65 % population doesn’t have access to financial services. We believe that in order to solve this problem is necessary making financial more inclusive. Actually, most of the communities doesn’t trust on financial institutions, some of them fear banks. From the customer perspective, transparency and trust is essential. As a consequence, some people choose not to get involved with financial institutions and use informal services.

How does it work?

We want to empower them with technology to make financial services accessible to the communities from the people they trust. Through the existing network, we can build new solutions allowing easy access to a digital identity, secure wallet, make deposits, payments and micro-loans. In that way we want to bring back trust into financial services to the communities.

What are the features?

Digital Identity

Levering Blockchain Technology, we could offer to the community the ability to provision a digital identity. Digital Identity is the gateway to add-on services, including the delivery of aid, donations and welfare. We want to work with international development banks, government and enterprises involved to solve global goals.

Secure Wallet

Communities with digital identity become part of a trusted network. Each unique profile provisioned via the platform serve as a verification tool and as a digital wallet to hold, receive and spend entitlements made available.

Seamless Transactions

Our partners provision digital identity using the platform and make transactions to intended recipients. Underpinned by Blockchain technology, the platform provides our partners with seamless, transparent and traceable services - providing a scope for evaluation and monitoring whilst also enforcing accountability. Protected Network Community are provided with dedicated wallet access and empower local economy. They have their own bank build with trusted local advisors.

Join a Town and our partners work with the existing networks of local merchants to provide easy access to transactions and last-mile expenditure traceability.

How we will do it ?

  • We will reach the community through their trusted advisor.
  • We will do an user research to identify unmet needs, and develop solutions through early test and iteration to fit the technology with their constraints.
  • We will create a pilot using open-sources technologies.
  • We will fit the product with the community economy and then “ideally” we scale it up in others regions.
  • We will share the product to make it accessible to any individual who wants the deploy and adapt the features to their community. We are a non-profit organization and all the work will be under Open Licenses.

What are the added values?

#1 Lower the cost of remittances

Send money to emerging countries quickly, for a fraction of cent. Facilitate exchange between currencies.

#2 Peer-to-peer donations

Provide transparency and accountability to donors by sharing financial information and direct project results in real time.

#3 Digital wallet

Secure system to store payment informations and password users designed to hold currencies and use them. Could be use to receive, store and purchase goods directly from their phones by Internet or MMS.

#4 Deploy local branches in few months

Empowering trusted community advisors with blockchain technology by creating their own exchange network will enhance local economy. We can reach the community with low-cost accounts, loans, and microsavings.

What Do We Do ?

We look forward to meet organizations and entrepreneurs willing to impact positively people’s lives. Do you want to contribute to development of emerging countries please fill this form! We will 😄 to chat with you.

Do you want to donate ?

Wallet Adress
BTC 3MJiaTUoy5t4kKsLq91Vo6BdHzKhbNLfdS
ETH 0x106A60F5838C6Ae7ADf9C1F6a72213c2Ce66D507
LTC M9Fua9rX1C7QcwBgsz1hU4StFquc3j8XYs

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