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loan_interest_rate_prediction's Introduction

Introduction of the LendingClub company

Since 2007, more than 4 million members have joined the Club to help reach their financial goals. As the only full-spectrum fintech marketplace bank at scale, Lendingclub's members can gain access to a broad range of financial products and services through a technology-driven platform, designed to help them pay less when borrowing and earn more when saving.

LendingClub: LendingClub

Introduction of the Loan Dataset

Dataset Title

Loan data from Lending Club

Description

This data set represents thousands of loans made through the Lending Club platform, which is a platform that allows individuals to lend to other individuals. Of course, not all loans are created equal. Someone who is a essentially a sure bet to pay back a loan will have an easier time getting a loan with a low interest rate than someone who appears to be riskier. And for people who are very risky? They may not even get a loan offer, or they may not have accepted the loan offer due to a high interest rate. It is important to keep that last part in mind, since this data set only represents loans actually made, i.e. do not mistake this data for loan applications!

Dataset Format

Number of records: 10000

Number of fields in each record: 55

This project has been completed with Python

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