A simple to use community-driven advanced spreadsheet (Google Sheets/Excel) for personal finance management, net worth tracking, general money management, financial goals and FIRE (Financial Independence Retire Early). Grown from the knowledge and interests of various Reddit money-based sub-reddits.

Designed for British Pounds in the UK (GBP£) - but I'm sure it could work for other currencies/countries too. Make sure to check for new versions as they may include bug fixes, improvements and new features!

View the current version spreadsheet (Google Sheet) here, to use/edit it yourself choose File > Save a Copy:

v1.4 RC https://docs.google.com/spreadsheets/d/1SvsWl_Nj67ivaAWdlqbZ9fKyZ5p-1k8LB8TPVK6eWxg/edit?usp=sharing

0. Features
1. Todo & Coming Soon
2. Why does this exist?
3. Why is it free? (TL;DR - community developed, you can donate time/money or not)
4. Where? Links: Project Home GitHub, Help @benhoskins64 Twitter, Donations,
5. Change-log & History
6. Extra information in the Wiki.

• Emergency Fund KPI, keep track of your disaster fund/buffer.

• Networth Tracking, keep track of assets and liabilities, visualise trends and growth/loss.

  • LA - Liquid Asset (Cash & equivalents)
  • A - Asset (Stuff you own)
  • S&S - Stocks & Shares (Other peoples stuff you own)
  • FX - Foreign Exchange (Other currencies/FOREX)
  • DCE - Crypto Exchange (Cryptocurrency e.g. Bitcoin)
  • L - Liability (Stuff you owe, loans, credit cards etc)

After looking around online for something suitable to track personal finance, and seeing the people of Reddit using their own various spreadsheets (r/FinancialIndependence, r/FireUK, r/PersonalFinance, r/UKPersonalFinance) - So I decided to put this spreadsheet together... I'm a programmer not a financial advisor and wanted a better way to manage personal finances, but don't have the time or capital to put together a full web-app just yet.

This spreadsheet is free to use for personal use (at your own peril!), the more people use it and provide feedback the better we can make it.

Please do not sell or redistribute this spreadsheet/work or claim as your own etc. Refer people to this GitHub page so they can join in and help improve it too!

I'll publish updates as I find the time - donations (features/feedback/monetary) are welcome if you would like to support the project! :)

GitHub is a place where users can donate their time and ideas, open 'issues' with feedback & questions, and where like-minded people can help develop the project by; fork/commit/pull-request their edits/improvements.

I'll do my best to help users with any basic questions on Twitter, if it's a bigger problem than expected, or a feature request it's probably best on GitHub in the 'issues' section.

I'm a programmer by-day, finance enthusiast by-night! I've used this myself for sometime and thought we could all benefit from pooling ideas and resources - I intend to keep working on it regardless - and every penny goes a long way to freeing up more time and resources to develop the project further! :)

• First post on Twitter
• First Post on BenHoskins.dev Blog

• 2019-03-02 v1.4 Made first public release copy.
• 2019-01-07 v1.3 Preparation for public release copy
• 2019-01-06 v1.2 Added settings, fixes and Intro tab.
• 2018-08-01 v1.1 Improved graph, formulas & ease of use.
• 2018-07-01 v0 So how does this work.
• 2019-01-06 Still very much in the early stages, works for basic usage currently. Hoping to grow the features with feedback and advice from the community! :)
• 2018-06 Started development in private and using personally, inspired/motivated by the various sub-reddits mentioned above. (and the lack of a good existing solution!)