• paymentRequest
• getBanks
• paymentStatus
• paymentHistory
• registerPersistentPaymentAccount
• updatePersistentPaymentAccount
• deletePersistentPaymentAccount
• paymentRequestFund
• getPersistentPaymentAccount

For more information on the services listed above, visit the Paga DEV website

composer require paga/paga-collect

require_once __DIR__ .'/vendor/autoload.php'


$collectClient = PagaCollectClient::builder()
                ->setApiKey("<apiKey>")
                ->setClientId("<publicId>")
                ->setPassword("<password>")
                ->setTest(true)
                ->build();

As shown above, you set the publicId, apiKey, password given to you by Paga, If you pass true as the value for setIsTest(), the library will use the test url as the base for all calls. Otherwise setting it to false will use the live url value you pass as the base.

Request Payment

Registers a new request for payment between a payer and a payee. Once a payment request is initiated successfully, the payer is notified by the platform (this can be suppressed) and can proceed to authorize/execute the payment. Once the payment is fulfilled, a notification is sent to the supplied callback URL.

To make use of this function, call the paymentRequest inside PagaCollectClient which will return a JSONObject.

$data = ["referenceNumber" => "908w1111000001129",
    "amount" => 200,
    "callBackUrl" => "http://localhost:5000/core/webhook/paga",
    "currency" => "NGN",
    "expiryDateTimeUTC" => "2021-05-20T19:35:47",
    "isAllowPartialPayments" => false,
    "isSuppressMessages" => false,
    "payee" => ["bankAccountNumber"=>"XXXXXXXXX",
              "bankId" => "XXXXX-XXX-XXX-XXX-XXXXXX",
              "name" => "John Doe",
              "phoneNumber" => "XXXXXXXXXXX",
            "accountNumber" => "XXXXXXXXXXX"],
    "payer" => ["email" => "[email protected]", 
                "name"=> "Foo Bar", 
                "bankId"=> "XXXXX-XXX-XXX-XXX-XXXXXX",
      ],
    "payerCollectionFeeShare"=> 1.0,
    "recipientCollectionFeeShare"=> 0.0,
    "paymentMethods"=> ["BANK_TRANSFER", "FUNDING_USSD"]
    ];

$paymentRequest = $collectClient->paymentRequest($data);$response = 

Get Banks

Retrieve a list of supported banks and their complementary unique ids on the bank. This is required for populating the payer (optional) and payee objects in the payment request model. To make use of this function, call the getBanks inside PagaCollectClient which will return a JSONObject.

$data = ['referenceNumber' => "234455555"];
$getBanks = $collectAPI ->getBanks($data);

Query Payment Request Status

Query the current status of a submitted payment request. To make use of this function, call the paymentStatus inside PagaCollectClient which will return a JSONObject.

$data = ['referenceNumber' => "234455555"];
$paymentStatus = $collectAPI ->paymentStatus($data);

Payment Request History

Get payment requests for a period between to give start and end dates. The period window should not exceed 1 month. To make use of this function, call the paymentHistory inside PagaCollectClient which will return a JSONObject.

$data = [
    "referenceNumber" => "8235346400000099",
    "startDateTimeUTC" => "2021-04-21T19:15:22",
    "endDateTimeUTC" => "2021-05-18T19:15:22"
];
$paymentStatus = $collectAPI ->paymentHistory($data);

Register Persistent Payment Account

An operation for business to create Persistent Payment Account Numbers that can be assigned to their customers for payment collection. To make use of this function, call the registerPersistentPaymentAccount inside PagaCollectClient which will return a JSONObject.

$data= [
    'referenceNumber'=>"47575685389595",
    'phoneNumber'=>"07048576234",
    'firstName'=>"Ian", 
    'lastName'=>"Lankansa",
    'accountName'=>"Ian Lankansa", 
    'financialIdentificationNumber'=>"12345484326",
    'accountReference'=>"123407891334",
    'callbackUrl' => "http://localhost:9091/test-callback"
];
$registerPersistentPaymentAccount = $collectAPI ->registerPersistentPaymentAccount($data);

Update Persistent Payment Account

This endpoint allows for changing any of the account properties except the accountNumber (NUBAN) and the accounReference properties which cannot be changed. To make use of this function, call the updatePersistentPaymentAccount inside PagaCollectClient which will return a JSONObject.

$data= [
    'referenceNumber'=>"47575685389595",
    'phoneNumber'=>"07048576234",
    'firstName'=>"Ian", 
    'lastName'=>"Lankansa",
    'accountName'=>"Ian Lankansa", 
    'accountIdentifier'=>"12345484326",
    'callbackUrl' => "http://localhost:9091/test-callback"
];
$registerPersistentPaymentAccount = $collectAPI ->updatePersistentPaymentAccount($data);

Delete Persistent Payment Account

This endpoint allows for deleting a persistent payment account. To make use of this function, call the deletePersistentPaymentAccount inside PagaCollectClient which will return a JSONObject.

$data= [
    'referenceNumber'=>"47575685389595",
    'accountIdentifier'=>"12345484326"
];
$registerPersistentPaymentAccount = $collectAPI ->deletePersistentPaymentAccount($data);

Payment Request Fund

This end-point can be used to either cancel or initiate a refund if we were unable to fulfill the request for one reason or the other To make use of this function, call the paymentRequestFund inside PagaCollectClient which will return a JSONObject.

$data= [
    'referenceNumber'=>"47575685389595",
    'accountIdentifier'=>"12345484326"
    'refundAmount'=>500,
    'currency'=> "NGN",
];
$registerPersistentPaymentAccount = $collectAPI ->paymentRequestRefund($data);

• Implemented endpoints for paga-collect

• Updated dependecies
• Removed php-console dependencies

• Implemented updatePersistentPaymentAccount, getPersistentPaymentAccount, deletePersistentPaymentAccount, paymentRequestRefund etc.